Banking, Financial Services & Insurance | Connected Planning

Transforming planning for financial institutions.

BFSI Operating Intelligence

Live Planning Signal

Capital Adequacy Ratio (CET1)74%

NIM Forecast Accuracy68%

Regulatory Reporting Coverage82%

Provisioning Model Confidence61%

$45B

ANNUAL COMPLIANCE COST — APAC

42.3%

GENAI ADOPTION CAGR, APAC 2025-2030

$2.49T

APAC DIGITAL BANKING MARKET 2025

Provisioning shortfall detected against macro scenario. Capital buffer review recommended.

THE OPERATING ENVIRONMENT

Four forces reshaping the financial services operating model.

Regulatory expansion, margin compression, credit risk volatility, and structural transformation are demanding a fundamentally different approach to financial planning.

Regulatory Complexity and Compliance Cost

Capital adequacy requirements, stress testing obligations, and disclosure mandates are expanding in scope and frequency. The cost of financial crime compliance has reached $45 billion annually across Asia Pacific — a cost that needs to be planned for and managed as a function.

Net Interest Margin Pressure

Rate cycles, competitive deposit pricing, and loan book composition are compressing NIMs across banking.

Credit Risk Dynamics

Loan portfolio quality and provisioning requirements now shift on a cadence that outpaces the traditional annual planning cycle.

Distribution and Workforce Transformation

Fintech competition, open banking, and digital-first customer expectations are driving structural changes to how financial products are distributed, alongside a workforce shift as BFSI automates routine processes while competing for technology, risk, and data talent.

CORE CAPABILITIES

Planning capabilities built for financial services.

Four connected capabilities that address the distinct planning challenges of banking, NBFC, insurance, and wealth management environments.

Integrated Business Line Financial Planning

We build a connected planning model across corporate banking, retail banking, insurance, and wealth management.

Scenario, Stress Testing, and Credit Risk Intelligence

We connect regulatory stress testing to the live planning model, and integrate loan book performance data, expected credit loss models, and macroeconomic indicators into the financial plan.

Regulatory Capital and Liquidity Planning

We build capital adequacy and liquidity planning models reflecting regulatory requirements across relevant jurisdictions.

Cost Allocation and Workforce Intelligence

We replace opaque shared service cost allocation with transparent activity-based models, and build workforce planning models connecting headcount, grade mix, compensation benchmarking, and attrition risk to the financial plan.

BUSINESS IMPACT

What connected planning delivers for financial services.

We were running three separate financial models for capital planning, business line P&L, and regulatory stress testing. The first thing GenXAI did was show us how much that fragmentation was costing us.

— Group CFO, Mid-size Private Sector Bank

PROOF POINTS

Results from real BFSI engagements.

Representative outcomes from connected planning deployments across banking, NBFC, and financial services clients.

BANKING

12 days → under 3 days

CCH Tagetik

Private Sector Bank Compresses Group Consolidation from 12 Days to 3

A listed private sector bank with operations across 5 entities and 3 geographies was running a 12-day consolidation cycle. We implemented a connected financial consolidation and planning environment on CCH Tagetik. Consolidation now runs in under 3 days.

NBFC

Real-time provisioning

Anaplan

NBFC Builds Real-Time Credit Risk and Provisioning Planning Model

A mid-market NBFC managing provisioning through quarterly manual models built a connected credit risk and financial planning model on Anaplan.

FAQ

Frequently Asked Questions

Common questions from BFSI leaders evaluating connected planning.

Yes. We have experience building planning models for Indian banking and NBFC environments.

Multi-currency consolidation is a standard capability in CCH Tagetik and Anaplan.

Stress testing automation and integration with the live planning model is one of our most common BFSI engagements.

START YOUR JOURNEY

Build a connected planning model for your financial institution.

Connect business line planning, regulatory capital, credit risk, and workforce into a single intelligence-led model — and move from reactive reporting to proactive financial management.